Electronically Accessed Reunderwriting Service
E.A.R.S.® is an exception based reporting system that continually monitors auto insureds for moving violation activity and reports only those drivers with convicted citations. Carriers decide when the activity should be reported, either in the month it occurs, or prior to policy renewal. E.A.R.S.® can be customized to filter out non-moving activity and to identify major violations as soon as they are posted to the record.
Since its introduction in 1992, E.A.R.S.® has experienced tremendous growth in both capability and popularity. Many regional and national insurance companies have already experienced the financial benefits of E.A.R.S.®.